城芯奢居，学府环伺，繁华在握。
品质样板敬呈，臻稀房源递减！
万科朗拾花语售楼处电话 400-867-3567 恭迎品鉴，抢藏从速！
Vanke Lang Shihuayu sales office Tel: 400-8673-567
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihua Sales Office, Minhang, Shanghai Tel:
上海闵行万科朗拾花语售楼处电话：
400-8673-567 The strength of Minhang District in Shanghai is a common blockage, the population is second only to Pudong New Area, the GDP ranks second in Shanghai, China Railway Construction & Vanke · Langshihua is located in the core area of Meilong, with metro No. 15 Hongmei South Road about 300 meters, plus Vanke quality, Langshihua is a good choice for you to buy a house.
400-8673-567闵行区的实力在上海来说是有目共堵的，人口仅次于浦东新区，GDP全上海排名第二，中国铁建&万科·朗拾花语 位于梅陇的核心区域，有地铁15号虹梅南路约300米，加上万科品质的加持，朗拾花语是您买房的一个不错的选择。
It is no exaggeration to say that in 2023, standing in the C position of the Minhang property market stage, is China Railway Construction & Vanke · Lang Shihua.
毫不夸张地说，2023年度站在闵行楼市舞台C位的，是中国铁建&万科·朗拾花语。
According to incomplete statistics, since the premiere of the demonstration zone in September, Lang Shihua has received nearly 20,000 groups of customers in total, and the highest visit in a single week exceeds 2,200 groups.
据不完全统计，自9月示范区首映，朗拾花语累计接待客户近20000组，单周最高来访超2200组。
During the opening week of the model house demonstration area, the flow exceeded 1,900 groups only on the weekend.
样板房示范区开放周期间，仅周末两天流量即突破1900组。
And lived up to expectations
也不负众望
Surging traffic reflects the city influence of Lang Shihua, under the attention of the tide, the sales of Lang Shihua are natural, according to the latest data of Kererui:
澎湃的流量折射的是朗拾花语的城市影响力，在如潮的关注度下，朗拾花语的销售自然，据克而瑞最新数据显示：
In the past September to November (as of November 18), Lang Shihua won the "Minhang District commercial residential sales amount TOP1", "Minhang District commercial residential sales area TOP1", "Minhang District commercial residential sales units TOP1", in a veritable "triple crown" to gather the eyes of the entire region.
在刚过去的9-11月（截止至11月18日），朗拾花语一举拿下「闵行区商品住宅销售金额TOP1」、「闵行区商品住宅销售面积TOP1」、「闵行区商品住宅销售套数TOP1」，以名副其实的【三冠王】汇聚整个区域的目光。
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihuayu Sales Office, Minhang, Shanghai Tel: 400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
Live photo
现场实拍图
Behind every red plate is a profound interpretation of the value force.
每一个红盘的背后，都是价值力的深刻演绎。
After all, the whole of Shanghai, it is difficult to find a second to occupy the gold central Ring Line C position, directly from the subway 400 meters, with four rail intersection, both natural waterfront, and by the two top 500 jointly created high-level works.
朗拾花语的叫好又叫座，也必然是实力的支撑，毕竟整个上海，都难以再找出第二个占据黄金中环线C位，直距地铁400米、坐拥四轨交汇，兼得都会自然水岸，并由两大500强联袂打造的高阶作品。
Gold central ring line Zhengmeilong
黄金中环线正梅陇
Parallel with the land of the city waterfront market
与土地并行的都会水岸大盘
In the past few years, Shanghai's "golden belt" Central, both industry and housing price growth has been extraordinary.
在过去几年，上海“黄金腰带”中环，不论是产业还是房价涨幅都异常夺目。
Minhang Meilong, where Lang Shihua is located, has become a high-profile plate on the gold central Ring Line with its unparalleled industrial potential energy, leading transportation advantages and resource matching in the era of the title.
朗拾花语所在的闵行梅陇，更是凭借无出其右的产业势能、首屈一指的交通优势以及衔领时代的资源配套，成为黄金中环线上备受瞩目的板块。
(1) The focus of the industry, ten billion science and technology linkage, a strong future is just around the corner
（1）产业的焦点，百亿科创联动，强劲未来指日可待
Meilong surrounding focus on 3 national industrial zones, 5 science and innovation centers, 12 science and innovation parks, 3000+ enterprises, and Caohejing Development Zone, Xinzhuang Business District, Zizhu high-tech industrial Park and other science and innovation bases, multi-functional areas of industrial linkage.
梅陇周边聚焦3大国家级产业区、5大科创中心、12大科创园、3000+企业，与漕河泾开发区、莘庄商务区、紫竹高新技术产业园等科创基地，多元功能区产业联动。
The industry revenue along the line reached 100 billion, more than 12,000 enterprises settled, and the employment population exceeded 750,000!
沿线产业营收达千亿，入驻企业超1.2万，就业人口超75万！
Strong industrial aggregation advantages, bring a steady stream of talent and financial resources, and then continue to drive the renewal of the plate, stimulate the upgrading of the demand for housing iteration.
强大的产业聚合优势，带来源源不断的人才和财力，进而不断带动板块的更新，刺激居住需求的升级迭代。
China Railway Construction, Vanke long pick up flower language
中铁建、万科朗拾花语
Direct subscription is now open
目前已开盘 直接认购
The total quantity is more than 2000 sets
总体量2000余套
The building surface is about 85-99-144 level
建面约85-99-144平
Total price 6.4 to 11 million
总价640-1100万
Few listings available, missed none
少量房源可选，错过无
Vanke Lang Shihuayu sales office Tel: 400-8673-567
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihuayu Sales Office, Minhang, Shanghai Tel: 400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
万科朗拾花语一房一价表：
Vanke Lang Shihuayu sales office Tel: 400-8673-567
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihuayu Sales Office, Minhang, Shanghai Tel: 400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
Location advantage:
区位优势：
Minhang's geographical location in Shanghai is still good, north of the great Hongqiao Huachao, central region of the ancient United States, Qibao, sub-center Xinzhuang, Meilong, and south of Zhuanqiao, Wujing, Pujiang Town, each area is good, Minhang and Pudong is a typical integration of the city and industry, so the overall development is good.
闵行在上海地理位置还是算不错的，北面的大虹桥华漕，中部的区域的古美、七宝、副中心莘庄，梅陇，还有南面的颛桥、吴泾、浦江镇等，每个区域都不错的，闵行与浦东是典型的产城融合的区域，所以整体发展都不错.
Today I would like to focus on Meilong Town, Meilong has obvious regional advantages, the north and east are the junction of Xuhui, the west is the Xinzhuang sub-center, the south is Wujing Zizhu High-tech Zone, Vanke Longshihua is located in Meilong Town government and Hongqiao South Road subway, one traffic light on the elevated, 200 meters to the subway station, planning Hongmei elevated high-end business district.
今天我重点还介绍一下梅陇镇，梅珑的区域优势明显，北面与东面是徐汇的交界处，西面是莘庄副中心，南面是吴泾紫竹高新区，万科朗拾花语正处与梅陇镇政府与虹桥南路地铁当中，1 个红绿灯上高架，200米到地铁站，规划虹梅高架高端商务区，
The industrial park in the south of the region, with the blessing of Vanke brand, Lang picked up flower language is really good.
区域南面产业园区，加有万科品牌的加持，朗拾花语还真不错。
Missed the green city Qinlan Park do not regret because to points, missed the Poly construction construction Hai Yue Jin is also OK, in Xinzhuang sub-center, but you must not miss Vanke Langshe flower language, do not points, directly make up your mind.
错过了绿城沁兰园不后悔因为要积分，错过了保利建工海玥锦上也还行，在莘庄副中心，但您千万不能错过万科朗捨花语，不要积分，直接下定。
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihuayu Sales Office, Minhang, Shanghai Tel: 400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
(2) The focus of traffic, rare four-track intersection area, Southwest wealth value anchor point
（2）交通的焦点，罕见四轨交汇区，西南财富价值锚点
In an efficient city, transportation means freedom of movement and control over time.
在追求高效的城市，交通意味着出行的自由度以及对时间的掌控度。
Looking at Shanghai, in addition to the Qiantan, which can have four rail transit at the same time, only Minhang Meilong where Langshihua language is located.
纵观上海，能同时拥有四条轨道交通的除了前滩，便只有朗拾花语所在的闵行梅陇。
Here, Line 15 connects an important node of Puxike, Line 19 (under construction) directly to Lujiazui, the Bund and other business sectors, and Line 23 opens up Minhang District and Xuhui District.
在这里，15号线串联浦西科创重要节点，19号线（在建）直达陆家嘴、外滩等商务板块，23号线打通闵行区和徐汇区两大行政区；
The Airport Link (under construction) runs through Shanghai's East-West Airport.
机场联络线（在建）贯通上海东西机场。
Not only that, Langshihuayu is also adjacent to Hongmei Road elevated, with the advantages of Yindu Road tunnel, you can go out directly to the city's hot spots.
不止如此，朗拾花语还比邻虹梅路高架，拥有银都路隧道优势，出门即可直达城市各个热点版图。
示意图，仅供参考
(3) The focus of supporting, full-life supporting, holding a more imaginative future
（3）配套的焦点，全维生活配套，衔领更具想象的未来
Meilong, occupied by Long Shihua, is the strategic core of Minhang's "rise of the Middle Region", both in terms of planning level and business support, are unique:
朗拾花语所占位的梅陇，是闵行“中部崛起”的战略核心，无论是规划能级、还是商业配套，均独树一帜：
Within 2 stations around Langshihuayu, there are 4 cities TOD, including 600,000-square-meter Meihong South Road Upper cover, 810,000-square-meter Huachingate Planning, 360,000 square-meter Huaxin Tiandi and 670,000 square-meter Huajing Zhanupper cover, with a total commercial and office volume of about 4 million square meters;
朗拾花语周边2站范围内，汇聚60万方梅虹南路上盖、约81万方华之门规划、约36万方华鑫天地、约67万方华泾战上盖等4座城市TOD，共约400万方商业、办公体量；
Not only that, Langshihuayu also enjoys the three commercial centers of Zhongsheng World Mall, Caidron Dream, TOD Day Mall (under construction, about to open) and the three major life business superstores such as Hema Xiansheng, Darun Fa, and Xuan Hui City, which directly subvert the imagination of life.
不止如此，朗拾花语还近享仲盛世界商城、凯德龙之梦、TOD天荟（在建，即将开业）3大商业中心以及盒马鲜生、大润发、绚荟城3大生活商超等百万方繁华商业业态，直接颠覆生活想象。
In summary: Meilong is the center of the Golden Central Ring Road, known as the only choice for contemporary home buyers.
总结而言：黄金中环线 梅陇正中心，被誉为当代置业者的不二之选。
The synchronous location endowment, accounting for the value of the city core, only 400 meters away from the subway gate, the natural heat potential is difficult to stop!
而同步区位禀赋、占尽城芯大盘价值，距离地铁口仅400米的朗拾花语，自然热势难挡！
Vanke Lang Shihuayu sales office Tel: 400-8673-567
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihuayu Sales Office, Minhang, Shanghai Tel: 400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
Project renderings
项目效果图
About 160,000 square waterfront city
约16万方滨水大城
Artwork cover of standing area
屹立区域的作品封面
It is worth mentioning that, as two of the world's top 500 enterprises China Railway Construction & Vanke's landmark works to pay tribute to Shanghai, about 160,000 square meters of waterfront city Long flower language in the unique regional endowment, but also gathered China Railway Construction high-end residential product line "slow down elegance" and Vanke "pick up the true meaning of life" two major life home,
值得一提的是，作为两大世界500强企业中国铁建&万科致敬上海的里程碑作品，约16万方的滨水大城朗拾花语在得天独厚的区域禀赋之上，还集结了中国铁建高端住宅产品线【花语】“慢下来的优雅”以及万科【拾】“拾起生活的真意”两大生活主场，
Starting from the relaxation and pleasure of the human heart, with high-quality living products, new and define a new height of urban living.
从人内心的松弛和愉悦出发，以高质量的人居著品，迭新与定义城市人居新高度。
(1) T-shaped waterfront, the waterfront of the Metropolitan Center is for private use
（1）T型水岸，都会中心的水岸私享
The waterfront has always been the yearning of the city, especially in Shanghai, which is close to the water, there is a private market that enjoys the waterfront.
水岸，向来是都会的向往，尤其在亲水的上海，有私享水岸的大盘更是稀贵之藏。
Langshihuayu has two major water systems, Chunshentang and West Matunjing. The designer cleverly integrates the T-shaped natural water system into the community landscape and the construction of functional space according to local conditions, and strives to create an urban green island hidden in the city for the owners, fulfilling the waterfront yearning of a city.
朗拾花语坐拥春申塘、西马屯泾两大水系，设计师因地制宜巧妙地将T字型的天然水系融入社区景观、功能空间的营造，倾力为业主打造出一座隐于都市的城市绿屿，圆满一座城市的水岸向往。
(2) Four images in one, the pure sense of life in the big plate
（2）四象合一，大盘里的纯粹生活感
In the construction of the community, Langshihua takes "four images in one, born towards the river" as the community planning: the four areas separated by the T-shaped waterfront are independent and interrelated, and the extensive experience of the big market is replaced by the delicate particle of life of the four communities.
在社区的打造中，朗拾花语以“四象合一、向河而生”为社区规划：被T型水岸分隔而开的四个区域，独立又相互关联，大盘惯常经历的粗放，被四个社区细腻的生活颗粒度替代；
With nine theme parks, including the well-arranged guest courtyard, meditation courtyard, water pavilion, riverside courtyard, breezy lawn, meditation garden, children's play area and plant cognition, the richness and purity of life are restored one by one.
配合精心布局的落客庭院、静心庭院、水榭林间、滨河庭院、微风草坪、冥想花园、童玩场地、植物认知等九大主题公园，生活的丰富与纯粹被一一还原。
Building surface about 92-140㎡ can grow space
建面约92-140㎡可生长空间
The more you live, the more you live
生活越住越阔绰
In the house design, Lang Shi Hua Yu broke through the "space" barrier, built about 92-140 square meters of elegant collection space, from the functional, emotional start, the space layout, decoration scheme, window landscape and architectural form, into the real needs of contemporary youth home life, compared to improve the cover of 140 square meters, Lang Shi Hua Yu 95 square meters of the house type is unprecedented cost performance,
在户型设计上，朗拾花语突破“空间”壁垒，建面约92-140㎡雅藏空间，从功能性、情感性着手，将空间布局、装修方案、窗外景观以及建筑形态，融入当代青年对家居生活的真实需求，相比于改善封面140㎡，朗拾花语的95㎡户型更是以空前的性价比，
It is known as the king of Meilong.
被誉为梅陇的王炸户型。
(1) Beyond 100 square meters of 95 square meters, the scale is respect
（1）超越100㎡的95㎡，尺度就是敬意
Breakthrough is the design mission of Langshihuayu, the building surface of about 95 square meters planning a large number of bay Windows, balconies, the actual use area is comparable to the ordinary 100 square meters, the same spatial scale, will save customers nearly one million budget, combined with the ultimate space utilization, the owner can more leisurely to enjoy life itself.
突破是朗拾花语的设计使命，建面约95㎡户型规划大量的飘窗、阳台，实际使用面积足以媲美寻常100㎡，同样的空间尺度，将为客户节省近百万预算，结合极致的空间利用率，业主可以更从容地去享受生活本身。
(2) Only the space that can be grown can be adapted to the growing family
（2）只有可生长的空间，才能适配成长家庭
Compared with the invariance of the past apartment type, the 95㎡ of Langshihuayu has integrated enough "compatibility" from the beginning of the design, and the mysterious third room can be a bedroom, study, tea room, parent-child space...
相比于过往户型的一成不变，朗拾花语的95㎡从设计之初，便融入了足够的“兼容性”，神秘第三房可做卧室、书房、茶室、亲子空间……
Whether it is a two-person world or a family of three, you can adapt at will and give your family different scenes and experiences.
无论是二人世界亦或是三口之家，均可随意适配，给与家人以探不同的场景和体验。
(3) The tension of space, hidden in the details of innovation
（3）空间的张力，隐藏在创新的细节
In the contemporary era of copying and sticking, Lang Shihuayu has always been exploring the possibility of breakthroughs, in the building of about 95 square meters, the designer also left a lot of innovative eggs, such as the kitchen door on the wall, with an "S" shape design to reserve the position of the refrigerator, the entire layout is therefore more order, and a new space experience.
在复制黏贴盛行的当代，朗拾花语始终在探寻突破的可能，在建面约95㎡ 户型中，设计师同样留下了诸多的创新彩蛋，譬如在厨房门口的分户墙上，以“S”形设计预留出冰箱的位置，整个布局也因此更具秩序感，迭新出全新的空间体验。
(4) Quality is seen in details, every inch is sincere
（4）品质见于细节，每一寸都是诚意
In the era of space taste, a bright enough work, not only can properly fit the interests of the residents, at the same time, more can highlight the sincerity of the builder, and such sincerity, in the 95 square meters of Langshihishi, can be seen everywhere: for example, the bathroom and kitchen use more expensive but more beautiful large rock slabs, the whole space is smooth like a work of art;
在空间蕴藏品味的时代，一份足够亮眼的作品，不仅能够恰如其分契合居者的兴趣爱好，同时，更能彰显建造者的诚意，而这样的诚意，在朗拾花语的95㎡中，随处可见：譬如卫生间和厨房选用更昂贵却更美观的大块岩板，整个空间流畅如同艺术品；
Before deciding on the decoration style, Lang Shihua not only considered the taste of Meilong elite, but also investigated the second-hand housing market in Shanghai, and finally presented a modern simple style with a higher premium in the future and more popular among customers...
在决定装修风格之前，朗拾花语不止考量了梅陇精英的品味，还考察了上海二手房交易市场，并最终呈现出未来溢价更高、更受客群欢迎的现代简约风格……
Not only in the present, not limited to the pattern, Langshihuayu is committed to improving the current and future life texture and space temperature of the owner through deeper thinking.
不止于当下，不囿于格局，朗拾花语致力通过更深层次的思考，提升业主当下以及未来的生活质感与空间温度。
From regional prospects to broader planning;
从区域前景，到大盘规划；
From product details to space creation...
从产品细节，到空间营造……
It can be said that: as a "hexagonal warrior" with no shortcomings, Lang picks up the value of the flower language and integrates the flood temperament of the water bank, and finally stands up to the height of a region in the current market.
可以这么说：作为毫无短板的“六边形战士”，朗拾花语用价值力融汇水岸的漫气质，最终在当下的市场，屹立出一个区域的高度。
The honor of "Triple Crown" is the "deserved" of Lang's flower language, and it is also a new starting point.
【三冠王】的荣誉，是朗拾花语的“实至名归”，亦是一个全新的起点。
Vanke Lang Shihuayu sales office Tel: 400-8673-567
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihuayu Sales Office, Minhang, Shanghai Tel: 400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
Langshihua -- Gold Central Ring Line Zhengmeilong · Four-track intersection · About 400 meters from the subway entrance,
朗拾花语——黄金中环线正梅陇·四轨交汇·直距地铁口约400米，
Building surface about 92-140㎡ elegant collection exquisite, selling!
建面约92-140㎡雅藏精致，热销中！
Vanke Lang Shihuayu sales office Tel: 400-8673-567
万科朗拾花语售楼处电话：400-8673-567
Vanke Longshihuayu Sales Office, Minhang, Shanghai Tel: 400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
效果示意图
万科朗拾花语售楼处电话：400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
户型图赏鉴：
86㎡户型真的堪称刚需上车神户型，面积控制的非常好，不仅可以省一笔契税，而且还是精装三房，更重要的是总价仅约600万级！
92㎡三开间朝南的三房户型，整体空间更加方正，整个室内的采光非常不错，而且基本没有过多的转角和过道浪费空间。
95㎡这个户型在B户型的基础上进行了一定的尺度改善，并且还将主卧升级为带独立卫浴的套房，保证了主人的私密空间。
99㎡这个户型是整个板块都非常难得的大三房户型，尤其是餐厅和主卧部分，整体尺度非常奢阔。
建面约133 ㎡3房两卫户型图、横厅3+1朝南+南北通透、最低900万级起步
建面约140 ㎡3+1房两卫户型图、拐角餐客厅飘窗270度采光。
万科朗拾花语售楼处电话：400-8673-567
上海闵行万科朗拾花语售楼处电话：400-8673-567
在设计中追求开放行也追求更加质朴纯粹的调性，在空间配色中局部以深色凸显出木的温润，将原木质感发挥到极致。
任意一隅定格，皆是生动的取景框。借框取景，重新梳理内外关系，在家中打造一方院景——“宅中有院”，融入光、石、木、竹、等元素，营造出细腻隽永的气质。
侘寂美学，表面上看是不加修饰的美感，内在则讲究纯净、返璞归真的精神修养。
城芯奢居，学府环伺，繁华在握。
品质样板敬呈，臻稀房源递减！
万科朗拾花语售楼处电话 400-867-3567 恭迎品鉴，抢藏从速！
一、买房前须知
1、民用住宅建筑权属年限为70年，商用房屋建筑权属年限为40年，工业用建筑是50年。
2、在国家有关房地产法律法规中，没有“意向金”的提法，要么是定金，要么是保证金。
3、挑选户型至少少需要以下几种图：规划图、单元平面图、户型平面图。
4、低层为一层-三层;多层为四层-六层;小高层为七层-九层;高层为十层及以上。
5、别以为九到十一楼不错，这是阳光最强烈的位置。
6、大家购房所付的保险费其实是可以打八五折的，外面的保险公司都可以为你打折。
7、别以为实测面积是对的，自己带上卷尺测量。
8、购房时大都会有一些面积是赠送的，如阳台。阳台分为封闭和半封闭两种，封闭阳台要全部算面积，半封闭阳台只算一半面积，半封闭阳台越多越超值。
二、关于住宅的长宽高
9、住宅的净高，是指下层地板表面或楼板上表面到上层楼板下表面之间的距离
10、住宅的开间，是指一间房屋内一面墙皮到另一面墙皮之间的实际距离。
11、住宅的长度和进深，是指一间独立的房屋或一幢居住建筑从前一墙皮到后一墙皮之间的实际长度。
12、住宅的层高，是指下层地板表面或楼板表面到上层楼板表面之间的距离。
三、住房公积金冷知识
13、提取公积金缴付房租的条件是房租超出家庭工资收入规定比例的。14、职工死亡或者被宣告死亡的，职工的继承人、受遗赠人可以提取职工住房公积金账户内的存储余额，无继承人也无受遗赠人的，职工住房公积金账户内的存储余额纳入住房公积金增值收益。15、目前装修自住住房不能办理住房公积金提取，也不能申请住房公积金贷款。
14、购买门面房不符合住房公积金提取的条件，不能提取住房公积金。
15、职工办理离退休的，可以提取住房公积金，并注销其住房公积金账户，但办理提前退养或内退的职工不能提取住房公积金。
16、住房公积金组合贷款是指个人申请住房公积金贷款不足以支付购买住房所需资金时，其不足部分向贷款银行申请住房商业性贷款的两种贷款之总称。
17、职工考取了研究生，但户口并未迁出本市或考取的是本地院校的研究生，这种情况是不能提取住房公积金。
18、凡在本区域内购买建造、翻建、大修自住住房的职工，可以申请公积金贷款。
四、关于过户
19、继承过户费用：继承权公证。200元公证费、280元登记费，总计480元。
20、赠与过户费用：个税契税公证费。1050元公证费(交易金额的千分之三)、280元登记费、契税10500元，总计11830.
21、二手房过户费用：营业税个税契税。房子买入超过5年后卖出，无营业税、契税1%(购房)3500元、个人所得税(35-25)*20%=20000元、交易费420元、登记费80元。总计24000元。
五、关于贷款
22、目前个人住房贷款还款方式主要为等额本金还款和等额本息还款两种。
23、区别：等额本息，就是每个月还款的“本息”之和始终保持不变。而等额本金，就是每月的还款总额里，本金部分始终保持不变，利息另算。
24、配偶买过房且贷款未还清，另一方买房仍算作二套房，不能享受购房的各种优惠政策。
25、向银行贷款过程中可能出现的各项手续费：公证费/律师费/保险费/评估费/手续费等。
26、正常买房按揭贷款一般只产生两类费用：手续费、评估费。
城芯奢居，学府环伺，繁华在握。
品质样板敬呈，臻稀房源递减！
万科朗拾花语售楼处电话 400-867-3567 恭迎品鉴，抢藏从速！
