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龙湖御湖境」三期

松江新城 城央C位

地标商业印象城+9号线旁

已过会，即将取证认购

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

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效果图

即将加推12#楼

共40套房源

建面约100㎡3房

均价57238元/㎡

建筑面积约100㎡3房2卫

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

约100㎡样板间实景图

经典的三开间朝南，房型方正，LDKG客餐厅阳台一体，约35㎡开放式社交空间，请十多个朋友来家，也是绰绰有余。

约5.5米双阳台，是这个户型的流量密码，搭配单块约3.3㎡的落地玻璃，谁看一眼就会沦陷，这样的产品，太难得了，市场上也许只此一家！

Actual view of the approximately 100㎡ model room. The classic three-bay apartment faces south and is square in shape. It has an integrated balcony for the LDKG guest and dining rooms and an open social space of approximately 35㎡. It is more than enough to invite more than a dozen friends to your home.The double balconies of about 5.5 meters are the traffic code of this apartment type. With a single piece of floor-to-ceiling glass of about 3.3 square meters, anyone will fall in love with it at a glance. Such a product is so rare, it may be the only one on the market!

约100㎡样板间实景图

从交标来看，一个字：值

除了大家关心的中央空调、地暖、新风系统“标准三件套”之外，全屋壁纸、入户玄关、厨房四件套（烟机、灶具、洗碗机、末端净水器）等等都是交标内。

The actual picture of the model room of about 100 square meters. Judging from the tender, one word: value. In addition to the "standard three-piece set" of central air conditioning, floor heating, and fresh air system that everyone is concerned about, there are also four-piece sets of wallpaper, entrance hall, and kitchen ( Hoods, stoves, dishwashers, terminal water purifiers, etc. are all included in the bid.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

约100㎡样板间实景图

甚至是精装细节，都为你考虑到未的使用场景，品质和实用兼得，如厨房整面陶瓷大板、主卫智能马桶盖也在交标内。

The actual picture of the approximately 100㎡ model room and even the fine decoration details are all taken into consideration for your future use scenarios, with both quality and practicality. For example, the entire kitchen ceramic slab and the smart toilet seat in the main bathroom are also included in the bid.

约143㎡样板间实景图

对于事业起步的年轻精英们，一方面需要控制总价，一方面个人娱乐、品质生活、孩子的教育等等一个都不能落下。

1

臻品美学+臻奢选材

细节拉满的奢居生活

奢贵之物，首先带给人的必然是视觉上的冲击。豪宅更是如此！

「龙湖松江·御湖境」汲取国际前沿产品的弧形灵感，严格把控到毫米级之间，同时研习工业级产品比例，提取绝佳曲线弧度，勾勒出如同画框般的弧形构架！

Real picture of a model room of about 143 square meters. For young elites starting their careers, on the one hand, they need to control the total price, and on the other hand, personal entertainment, quality life, children's education, etc. must not be left behind.1. Premium aesthetics + premium material selection. Luxurious living and luxurious things that are full of details must first bring people a visual impact.This is especially true for luxury homes!"Longhu Songjiang·Yuhujing" draws inspiration from the curves of international cutting-edge products and strictly controls them to the millimeter level. At the same time, it studies the proportions of industrial-grade products, extracts excellent curves, and outlines an arc-shaped structure like a picture frame!

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

效果图

整体采用鎏金橙色定制铝板，配合LOW-E中空玻璃，不仅在视觉上给人以十足的艺术感，在实用性上将窗墙比尽可能的提升至更大！

The overall use of gilt orange custom-made aluminum plates, combined with LOW-E insulating glass, not only gives people a full sense of art visually, but also increases the window-to-wall ratio as much as possible in terms of practicality!

效果图

如果说「龙湖松江·御湖境」的外表充满是设计感和尊贵气质，那么其内在可谓是奢华至极！

半岛式酒店落客、约200平超奢水庭以及约17m长超高尺度叠瀑所打造的璀璨归家路，实景的气派可以感受下。

If the appearance of "Longhu Songjiang·Yuhujing" is full of design and noble temperament, then its interior is extremely luxurious!The peninsula-style hotel drop-off, an approximately 200-square-meter ultra-luxurious water garden, and an approximately 17-meter-long ultra-high-scale cascading waterfall create a dazzling way home. You can feel the grandeur of the real scene.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

效果图

接着步入归家接待大堂，不管是地面还是墙板都运用了石材，再加上

普拉达绿奢石

来打造的立柱、吧台点缀其中。

Then we walked into the home reception lobby. Stone was used on both the floor and wall panels, and columns and bars made of Prada green luxury stone were embellished with them.

实景图

未来在首层归家大堂处，也会有雪山银狐陶板背景墙+普拉达绿奢石搭配出来的精致入户单元。

In the future, in the home lobby on the first floor, there will also be an exquisite entry unit with Snow Mountain Silver Fox ceramic plate background wall + Prada green luxury stone.

效果图

在「龙湖松江·御湖境」，你可以在30多处看到如这类“爱马仕”级别天然奢石。如此不菲的造价足以说明龙湖对品质的至高要求。

In "Longhu Songjiang·Yuhujing", you can see such "Hermès" level natural luxury stones in more than 30 places.Such a high cost is enough to illustrate Longfor's highest requirements for quality.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

实景图

不仅如此，整体布局上，为了让园林景观空间更大化，龙湖选择放弃更多利益的做法，主动减少楼栋数。

让栋距更开阔、采光更充分的同时，也在很大程度上提升了园林景观的可塑空间。

Not only that, in terms of the overall layout, in order to maximize the garden landscape space, Longfor chose to give up more benefits and actively reduced the number of buildings.While making the distance between buildings wider and providing more adequate lighting, it also greatly improves the plastic space of the garden landscape.

效果图

近1600㎡尊享慢空间，约350m²时光森林乐园，约500㎡阳光草坪以及约700m²主题慢花园，打造社交领域新形态。

Nearly 1,600 square meters of exclusive slow space, about 350 square meters of time forest paradise, about 500 square meters of sunshine lawn and about 700 square meters of themed slow gardens create a new form of social field.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

效果图

再配上甄选出的价值约30万的斜飘乌桕、丛生朴树，以及日本染井吉野樱和榉树等名贵树种，全冠移植到御湖境园林艺境之中，让景观更有层次。

如此之高格调的豪宅，是连部分市区豪宅项目都难以企及的。

Longfor Yuhujing Sales Office Telephone: 400-8123-664 (Marketing Center Appointment Hotline) The renderings are accompanied by selected slanting tallow trees, clustered hackberry trees, Japanese Somei Yoshino cherry trees and zelkova trees worth about 300,000. Tree species and full crowns are transplanted into the Yuhujing garden art environment to make the landscape more layered.Such high-style luxury homes are beyond the reach of even some urban luxury projects.

2

以豪宅精神迭新产品

生活同样可以舒适且人性化

流淌着豪宅基因的龙湖，一直以来都是品质的象征。

作为世界500强，中国房地产开发企业综合实力10强（测评机构：中国房地产业协会/2021），2022中国房地产物业管理企业综合实力榜TOP10（数据来源：中国房地产报），历经30年发展，龙湖已经成为行业标杆。

2004年，欧式风格逐步盛行，龙湖重庆·蓝湖郡，托斯卡纳小洋楼，成为龙湖的第一张产品名片；2008年，中西融合成为趋势，龙湖打造佛香阁下的亿级大屋檐别墅，龙湖·颐和原著，成为中国豪宅的又一个传奇。2018年，在城市天际线地标崛起时代，天字系豪宅诞生。

2 Innovate new products with the spirit of luxury homes. Life can also be comfortable and humane. Longfor, with the genes of luxury homes flowing through it, has always been a symbol of quality.As one of the world's top 500 companies, one of the top 10 comprehensive real estate development companies in China (evaluation agency: China Real Estate Association/2021), and the top 10 comprehensive strength list of China's real estate property management companies in 2022 (data source: China Real Estate News), after 30 years of development, Longfor It has become an industry benchmark.In 2004, the European style gradually became popular, and Longfor Chongqing·Lanhu County, Tuscany Western-style Building, became Longfor's first product business card; in 2008, the integration of Chinese and Western became a trend, Longfor built a 100-million-level large eaves villa for Lord Buddha. , the original work of Longhu Yihe, has become another legend of Chinese luxury houses.In 2018, in the era of the rise of urban skyline

良好的口碑以及市场多年的认可，龙湖也毫不意外的荣登“2022年度中国房地产企业产品力TOP100”榜单TOP2。（数据来源：克而瑞产品测评）

With good reputation and years of market recognition, Longfor is no surprise to be ranked TOP2 on the list of "Top 100 Product Power of Chinese Real Estate Enterprises in 2022".(Data source: CRIC product evaluation)

「龙湖松江·御湖境」不仅运用了超低能耗技术，更是无接触式归家社区。

以往，我们每天需要接触多次的电梯按键，在这里被设计成了无接触悬融按钮，从而避免了细菌的直接接触传染。

"Longhu Songjiang·Yuhujing" not only uses ultra-low energy consumption technology, but also is a contactless homecoming community.In the past, the elevator buttons that we touched many times a day were designed as contactless suspension buttons, thus avoiding direct contact infection of bacteria.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

示意图

此外，社区内还采用了人脸识别开启闸机、可视对讲、单元门开启等无感技术。

值得一提的是，项目的物业公司为龙湖智创生活，被业界誉为“中国钻石物业”，连续13年客户满意度90%以上！好的物业不仅让家历久弥新，更可以为业主的资产保驾护航。

这些点点滴滴累积在一起的细节，才真正体现出了龙湖作为豪宅标杆的独具匠心。

In addition, the community also uses non-sensory technologies such as face recognition to open gates, video intercom, and unit door opening.It is worth mentioning that the property company of the project is Longfor Intelligent Life, which is praised by the industry as "China's Diamond Property" and has achieved a customer satisfaction rate of over 90% for 13 consecutive years!A good property not only makes the home last longer, but also protects the owner's assets.The accumulated details of these bits and pieces truly reflect the uniqueness of Longfor as a benchmark for luxury homes.

3

择址城央正芯

臻享“顶配”生活资源

松江新城作为五大新城中的国家级开发区，被称为五大新城之首，有着其他新城无法比拟的优势！

Choose a location to enjoy the "top-quality" living resources in the center of the city. As a national-level development zone among the five new cities, Songjiang New City is known as the first of the five new cities and has advantages that other new cities cannot match!

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

实景图

任何一个城市或者板块的发展离不开人口导入。正所谓短期看政策、中期看规划，长期看人口，松江新城人口规模优势明显，至2035年规划人口至少110万人，远超其他新城。

The development of any city or sector is inseparable from the introduction of population.As the saying goes, look at policies in the short term, planning in the medium term, and population in the long term. Songjiang New City has obvious advantages in population size. By 2035, the planned population will be at least 1.1 million, far exceeding other new cities.

图源：2035上海总体规划

精英人才的不断涌入，不仅能使板块更年轻化，同时也能带动板块发展，提升经济发展。

而在五大新城中，松江新城的内部就业比重高达70.2%（数据来源：规划上海SUPDRI公众号），在五大新城中处于领先地位。

The continuous influx of elite talents can not only make the sector younger, but also drive the development of the sector and enhance economic development.Among the five major new cities, the internal employment ratio of Songjiang New City is as high as 70.2% (data source: Planning Shanghai SUPDRI official account), taking the leading position among the five major new cities.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

图源：规划上海SUPDRI公众号

由此可见，松江新城内部不仅有着较大的职住需求量，未来还将有更多的人才导入。

如果说张江科学城是中国向全球科创中心进军的龙头，那么起于松江的G60科创走廊就是巨龙绵长的躯干。

在G60高速两侧形“一廊九区”的布局，集聚40多家世界500强，聚集了松江约90%的工业产值，占上海工业产值近10%（数据来源：上海松江）

It can be seen that Songjiang New Town not only has a large demand for employment and housing, but also will attract more talents in the future.If Zhangjiang Science City is the leader of China’s march into a global science and technology innovation center, then the G60 Science and Technology Innovation Corridor starting from Songjiang is the long trunk of the dragon.The "one corridor and nine districts" layout on both sides of the G60 Expressway gathers more than 40 of the world's top 500 companies, accounting for about 90% of Songjiang's industrial output value, accounting for nearly 10% of Shanghai's industrial output value

(data source: Shanghai Songjiang)

图源：上海松江

G60科创云廊、新城研发总部，近年来引进的项目，像G60脑智科创基地、腾讯长三角人工智能超算中心、上海超硅半导体、恒驰新能源汽车、海尔智谷等，都是区域甚至整个上海的“王牌”。

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

G60 Science and Technology Innovation Cloud Gallery, Xincheng R&D Headquarters, and projects introduced in recent years, such as G60 Brain Intelligence Science and Technology Innovation Base, Tencent Yangtze River Delta Artificial Intelligence Supercomputing Center, Shanghai Super Silicon Semiconductor, Hengchi New Energy Vehicles, Haier Smart Valley, etc., are all It is the "ace" of the region and even Shanghai as a whole.Longfor Yuhujing Sales Office Tel: 400-8123-664 (Marketing Center Appointment Hotline)

图源网络

强大的产业支撑，势必会让板块的发展提升一个新的高度。

众所周知，越是优质的资源越会向城芯聚拢，因此，区域内很多项目都会标榜自己是松江新城的核芯。

但何为新城核芯？事实上，一条广富林路，才是真正汇聚半壁松江繁华之地！而「龙湖松江·御湖境」即位处于此。

Strong industrial support will surely bring the development of the sector to a new level.As we all know, the higher the quality of resources, the more they will converge towards the core of the city. Therefore, many projects in the region will advertise themselves as the core of Songjiang New City.But what is Metro Core?In fact, Guangfulin Road is the real place where half of the prosperity of Songjiang is gathered!And "Longhu Songjiang·Yuhu Realm" is located here.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

实景图

项目南面便是约15.5万方的松江印象城，提到印象城相比大家都很熟悉，2020年南翔印象城开业，迅速惊艳全上海，如今更是成为了区域内购物休闲娱乐的首选去处。

To the south of the project is Songjiang Impression City, which is about 155,000 square meters. When it comes to Impression City, everyone is familiar with it. When Nanxiang Impression City opened in 2020, it quickly surprised the whole of Shanghai. Now it has become the first choice for shopping, leisure and entertainment in the region. .

实景图

除了印象城之外，还有万达广场、五龙广场、开元地中海广场等一众有实力的商业综合体的齐聚，让整个松江新城的商业氛围变得极为繁华，这样的商业聚集能力，即便是市中心，也是极为少见；

In addition to Impression City, there are also a number of powerful commercial complexes such as Wanda Plaza, Wulong Plaza, and Kaiyuan Mediterranean Plaza, which have made the entire Songjiang New City’s business atmosphere extremely prosperous. With such business aggregation capabilities, even It is in the city center and is extremely rare;

实景图

交通方面，也是一大亮点，项目周边双轨交环绕。

东侧直线距离约1.8公里既可到达9号线松江大学城站和洞泾站，通过9号线，可快速到达七宝商圈、漕河泾开发区、徐家汇商圈、浦东世纪大道等商圈。

同时轨交12号延伸线未来规划可至洞泾站，该线路去年年底已正式动工，建成后将可直达虹桥，通过换乘2/10号线等多条轨交线路，便捷通达全市各个角落。

In terms of transportation, it is also a highlight. The project is surrounded by double-rail transit.The straight-line distance to the east is about 1.8 kilometers to Songjiang University Town Station and Dongjing Station of Line 9. Through Line 9, you can quickly reach Qibao Commercial District, Caohejing Development Zone, Xujiahui Commercial District, Pudong Century Avenue and other commercial districts.At the same time, the extension line of Metro Line 12 is planned to reach Dongjing Station in the future. The line officially started construction at the end of last year. After completion, it will be able to go directly to Hongqiao. By transferring to Line 2/10 and other rail lines, it can easily reach every corner of the city. .

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

图源：上海松江

自驾方面，已经在建中的沪松快速路今后可以快速接驳上海中央活动区。大大提升通勤效率。

教育方面，可谓是名校林立。项目紧邻现为止上海规模最大的大学城（包括华东政法大学、东华大学、上海外国语大学、上海对外经贸大学、上海工程技术大学、上海立信会计金融学院、上海视觉艺术学院等七大名校）。同时还有多所幼儿园和初中。

此外，项目西北侧还规划有新建小学，东北侧还有上海师范大学附属中学的规划。据传闻，今后这里还有望引进上海实验学校，这可是魔都“三公”之首，也是众多家长纷纷向往的牛娃学校！可见这里是当之无愧的文教之芯！

In terms of self-driving, the Hu-Song Expressway, which is already under construction, can quickly connect to Shanghai’s central activity area in the future.Greatly improve commuting efficiency.In terms of education, it can be said that there are many famous schools.The project is close to the largest university town in Shanghai (including East China University of Political Science and Law, Donghua University, Shanghai International Studies University, Shanghai University of International Business and Economics, Shanghai University of Engineering and Technology, Shanghai Lixin University of Accounting and Finance, and Shanghai Institute of Visual Arts).There are also many kindergartens and junior high schools.In addition, a new primary school is planned on the northwest side of the project, and a high school affiliated with Shanghai Normal University is planned on the northeast side.According to rumors, Shanghai Experimental School is expected to be introduced here in the future. This is the first of the "t

示意图

医疗方面，项目南侧不远处就是上海市第一人民医院医院（南院），是一所三级甲等医院，可以提供直升机救援服务，享受市中心同等医疗标准资源。

In terms of medical care, not far from the south side of the project is the Shanghai First People's Hospital (South Branch). It is a third-class A hospital that can provide helicopter rescue services and enjoy the same medical standard resources as the city center.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

实景图

生态方面，项目西侧有广富林遗址公园（4A级，4000年文化积淀，上海文脉起源）、广富林郊野公园（免费，上海六大郊野公园之一）、辰山植物园（4A级，占地207万平方米，为华东地区最大的植物园）。北侧有佘山国家森林公园（4A级，沪上之巅，中国10大富人区之一），这里不仅汇聚了松江极其优质的生态资源，更是连续15年荣获“上海市市容环境卫生质量综合考评”郊区第一！（数据来源：上海松江公众号2021年6月发布）

In terms of ecology, on the west side of the project are Guangfulin Heritage Park (Grade 4A, 4,000 years of cultural accumulation, the origin of Shanghai’s cultural heritage), Guangfulin Country Park (free, one of the six country parks in Shanghai), and Chenshan Botanical Garden (Grade 4A , covering an area of 2.07 million square meters, is the largest botanical garden in East China).To the north is Sheshan National Forest Park (Grade 4A, the top of Shanghai, one of the 10 richest areas in China). It not only gathers Songjiang’s extremely high-quality ecological resources, but has also won the title of "Shanghai City Appearance and Environmental Sanitation Quality Comprehensive" for 15 consecutive years. Assessment "No. 1 in the suburbs!"(Data source: Shanghai Songjiang public account released in June 2021)

实景图

如果说600w级总价在很多购房者心中，仅仅是“上车”，那么「龙湖松江·御湖境」所展现出的高品质则无疑是同价格段新盘中的“佼佼者”！

「龙湖御湖境」三期

松江新城 城央C位

地标商业印象城+9号线旁

已过会，即将取证认购

建面约100㎡3房

均价57238元/㎡

"Longhu Yuhujing" Phase 3 of Songjiang New City, the landmark commercial impression city at C in the center + next to Line 9, has passed the meeting and will soon obtain the certificate for subscription. The construction area is about 100㎡ and the average price of 3 rooms is 57,238 yuan/㎡.

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

➤➤➤➤〢如有问题欢迎来电咨询〢专业一对一热情服务，让您用专业眼光去买房。看房需提前预约〢➤➤➤➤

@本电话为开发商提供线上售楼电话，楼盘项目全面介绍（包含楼盘简介，房价，价格，楼盘地址，户型图，交通规划，备案价，项目配套，楼盘详情，售楼处电话，最新消息，最新详情，周边配套，最新进展等详情咨询）

附：买房必看的房产小知识>>>

1、什么是商品房?

是指在市场经济条件下，通过出让方式取得土地使用权后开发建设的房屋，均按市场价出售。商品房根据其销售对象的不同，可以分为外销商品房和内销商品房两种。

2、新房与二手房的区别?

(1)新房

新房是指房地产开发商依法取得土地使用权后，在土地上建造并取得政府批准销(预)售的商品房。房屋根据用途分为住房和商用房。

(2)二手房

二手房是已经在房地产交易中心备过案、完成初始登记和总登记的、再次上市进行交易的房产。

二手房是相对开发商手里的商品房而言，是房地产产权交易二级市场的俗称。包括商品房、允许上市交易的二手公房(房改房)、解困房、拆迁房、自建房、经济适用房、限价房。

3、房屋类型

(1)低层：

低层房屋是指高度低于或等于10米的建筑物，一般是1-3层建筑物，如平房、别墅等。

(2)别墅：

改善型住宅，在郊区或风景区建造的供休养用的园林住宅。

分为以下5种：独栋别墅、联排别墅、双拼别墅、叠加式别墅、空中别墅。

(3)小高层：

人们一般把8层至12、13层的建筑称为“小高层”。小高层住宅一般采用钢筋混凝土结构，带电梯。小高层有多层亲切安宁、房型好、得房率高的特点，又有普通高层结构强度高、耐用年限高、景观系数高，污染程度低等优点，很受购房人欢迎。同时，小高层对土地的利用率提高，土地成本相对下降，很受房地产开发商的青睐。所以，近年来中心城区小高层如雨后春笋，越来越多。

(4)多层：

多层房屋指高于10米、低于或等于24米的建筑物。多层房屋一般为4-8层，一般采用砖混结构，少数采用钢筋混凝土结构。多层房屋一般规格(房型)整齐，通风采光状况好，空间紧凑而不闭塞。与高层相比，多层房屋公用面积少，得房率相应提高，这是很多人喜欢多层房屋的主要原因。

4、房屋结构

(1)复式

复式住宅在概念上是一层，但层高较普通的住宅高，可在局部掏出夹层，安排卧室或书房等内容，用楼梯联系上下。其目的是提高住宅空间利用率。

(2)跃层

跃层住宅是一套住宅占两个楼层，有内部楼梯联系上下层;一般在首层安排起居、厨房、餐厅、卫生间，最好有一间卧室，二层安排卧室、书房、卫生间等。

(3)平层

平层户型是小面积里最常见的户型，适合普通家庭居住。是指一套房屋的厅、卧、卫、厨等所有房间均处于同一层面上。

优：经济实用、面积利用率较大、室内无任何障碍;

缺：没有功能区分，对于稍大面积的房间来说，变化大。

(4)错层

错层一般是120平米以上面积的房子，如果能够买的这个面积的房子，可以装修成错层。

优：室内各功能用房在不同的平面上，用2-4个台阶进行隔断各个功能居室互不干扰;

缺：由于室内有台阶，老年人或者儿童在夜间使用容易摔跤;采光通风不太好。

5、居住面积

住宅的居住面积是指住宅建筑各层平面中直接供住户生活的居室净面积之和。所谓净面积就是要除去墙、柱等建筑构件所占的水平面积。

6、房地产产权

房地产产权指房屋所有权和该房屋占用国有土地的使用权，房地产所有者对其所有的房地产享有占用、使用、收益和处分的权利。

7、什么是按揭

按揭是指按揭人将房产的产权转让给提供贷款的银行作为还款保证，按揭人在还清贷款后，按揭受益人立即将所涉及的房产产权转让给按揭人的行为。

8、什么是住房公积金

住房公积金是一种义务性的住房长期储金。住房公积金制度是结合我国城镇住房制度改革的实际情况而实行的一种房改政策，指有关住房公积金的归集、管理、使用、偿还等诸环节有机构成的整个运行机制和管理的制度。

9、住房贷款

(1)什么是个人住房抵押贷款

是借款人购、建、修住房时以借款人或第三者能自主支配的房地产作为抵押物，向银行申请一定数额借款的一种贷款方式。借款人到期不能归还贷款本息的，贷款银行有权依法处分其抵押房地产以获得清偿。

(2)什么是个人住房担保贷款

是指借款人或第三人以所购住房和其他具有所有权的财产作为抵押物或质物，或由第三人为其贷款提供保证，并承担连带责任的贷款。借款人到期不能偿还贷款本息的，贷款银行有权依法处理其抵押物或质物，或要求保证人承担连带偿还本息责任。

“12.14”新政后上海贷款&首付怎么算？

2023年12月14日，上海突发两条新政，涉及了商贷，所以商贷和公积金贷款不同情况匹配条件也不同，需要根据住宅类型、购房套数认定，可自行匹配下方表格↓↓↓

1月3日起有所调整

1，取消公积金人均面积要求

2，全国范围贷过一次公积金，现在结清且名下上海无房算首套；上海有房算二套。

全市范围内，首套房最低首付款比例下调为30%；

二套房最低首付比例根据住房所在区域进行调整，临港以及嘉定、青浦、松江、奉贤、宝山、金山6个行政区的住房降至40%；其他区域全部调整为50%。

10.30公积金新政执行：

3.上海买房各税费明细：

2023年房产税:

合同价小于或等于88860 税率为0.4%。

合同价大于88860 税率为0.6%。

龙湖御湖境售楼处电话：400-8123-664（营销中心预约热线）

➤➤➤➤〢如有问题欢迎来电咨询〢专业一对一热情服务，让您用专业眼光去买房。看房需提前预约〢➤➤➤➤

@本电话为开发商提供线上售楼电话，楼盘项目全面介绍（包含楼盘简介，房价，价格，楼盘地址，户型图，交通规划，备案价，项目配套，楼盘详情，售楼处电话，最新消息，最新详情，周边配套，最新进展等详情咨询）