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Buy a house you must know the real estate knowledge, a total of 18
买房你必须要知道的房产小知识，一共18条
If you're ready to buy a house, remember to like the collection.
如果你准备买房，记得点赞收藏。
1⃣️. The property rights for ordinary houses are 70 years, for commercial and residential apartments 40 years, and for industrial buildings 50 years.
1⃣️、普通住宅的产权是70年，商住公寓的产权是40年，工业建筑的产权是50年。
2⃣️. A house purchased after marriage belongs to the joint property of the couple, regardless of whose name it is written on
2⃣️、婚后买的房子，不管写谁的名字，没有特殊约定的情况下都属于夫妻共同财产
3⃣️, the spouse bought a house before, and the loan has not been paid off, the other party to buy a house again as two sets, can not enjoy the first set of the first loan of various preferential policies
3⃣️、配偶之前买了房，且贷款未还清，另一方再买房算作二套，不能享受首套首贷的各种优惠政策
4⃣️, the real estate certificate plus the child's name, in case of divorce or bankruptcy, will not divide the child's name of the house, but add the child's name, and so on the child grows up to buy a house, it belongs to two sets.
4⃣️、房产证加上孩子的名字，万一离婚或者破产了，不会分割孩子名下这套房子，但加上孩子的名字，等孩子长大再买房，就属于二套了。
5⃣️, for mortgage loans, the bank usually requires you, personal or family bank statement must be more than 2 times the monthly payment
5⃣️、办理按揭贷款，银行通常会要求你，个人或家庭银行流水必须是月供的2倍以上
6⃣️, equal amount of principal and interest, that is, the sum of "principal + interest" in monthly repayment remains unchanged, and the monthly repayment amount is the same.
6⃣️、等额本息，就是每个月还款的“本+息”之和保持不变，每个月还款金额是一样的。
The equivalent principal, that is, in the total monthly repayment, the principal part always remains unchanged, the interest decreases month by month, and the monthly payment decreases month by month.
而等额本金，就是每月的还款总额里，本金部分始终保持不变，利息逐月减少，月供逐月递减。
7⃣️, not all banks have liquidated damages for early repayment, when handling loans, see your contract instructions.
7⃣️、并不是所有银行提前还款都有违约金，办理贷款时，看清你的合同说明。
8⃣️, signed the purchase contract, as soon as possible to do the net sign for the record, can prevent your house from being sold more than one room.
8⃣️、签了购房合同，尽快做网签备案，可以防止你的房子被一房多卖。
9⃣️, in fact, the network signature record only administrative binding, does not produce real right effect, want to be foolproof, should do is: notice registration.
9⃣️、其实网签备案只有行政约束力，并不产生物权效力，想要万无一失，应该做的是：预告登记。
1⃣️0⃣️, after the mortgage loan, you can ask the developer to issue a full purchase invoice to you, but generally it is opened after the delivery, because there is an error between the area you buy and the actual area, you need to measure on the spot when the delivery, more return and less make up, in order to determine the final housing payment
1⃣️0⃣️、房贷放款之后，可以要求开发商给你开具全款购房发票，但一般是交房后再开的，因为你购买的面积和实际面积存在误差，需要交房的时候实地测量，多退少补，才能确定最终房款
1⃣️1⃣️. Height refers to the height of the ground of your house to the ground of your neighbor's house upstairs, which includes the thickness of a floor. The height of the floor to the roof of your house is called net height.
1⃣️1⃣️、层高指的是你们家的地面到楼上邻居家地面的高度，这其中就包含了一个楼板的厚度，你家室内的地面到屋顶的高度叫做净高。
If the error is more than 3%, you can ask to check out.
如果误差超过3%，可以要求退房的。
1⃣️2⃣️. The enclosed balcony counts as the whole area, and the unenclosed balcony counts as half the area.
1⃣️2⃣️、封闭的阳台算整个面积，没有封闭的阳台算一半的面积。
1⃣️3⃣️, the area to buy a house is not the actual area, the actual area is measured after the actual delivery, more return less make up.
1⃣️3⃣️、买房面积并不是实际面积，实际面积交房后实际测量，多退少补。
1⃣️4⃣️, rough room delivery time is generally 2 to 2 and a half years, hardcover room delivery time is generally about 2 and a half to three years
1⃣️4⃣️、毛坯房交房时间一般在2年到2年半，精装房交房时间一般要2年半到三年左右
1⃣️5⃣️. The property right of the space belongs to the People's Defense Office.
1⃣️5⃣️、人防车位的产权是归人防办的。
1⃣️6⃣️, the state on the real estate law there is no intention to gold this statement, either deposit, or deposit, intention gold must be refundable.
1⃣️6⃣️、国家关于房地产的法律中没有意向金这个说法，要么是定金，要么是订金，意向金一定是可以退的。
1⃣️7⃣️, the total height of not more than three floors is called low-rise residential, the total height of not more than six floors is called multi-storey residential, seven to nine floors is called small high-rise, more than ten floors are called high-rise residential, the total height of more than 100 meters, are called super high-rise
1⃣️7⃣️、总高不超过三层的叫低层住宅，总高不超过六层叫多层住宅，七层到九层的叫小高层，十层以上都叫高层住宅，总高100米以上的，都叫超高层
1⃣️8⃣️, the real north-south permeability is a line in the living room and dining room, after opening the window to form air convection, is north-south permeability.
1⃣️8⃣️、真正的南北通透是客厅餐厅一条线，打开窗户之后能够形成空气对流的，才是南北通透。
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